on the air after the public sale
What is Terminal Finance?
We are building what we believe to be, the fastest, most complete, secure ecosystem for crypto users.
Our mission is to provide an enterprise-grade, inexpensive, fast, quality payment platform for end users and businesses. We provide transfers, cash withdrawals, and shopping opportunities, all in one place for, crypto users. While providing these opportunities, we attach great importance to our carbon footprint! (please view our white paper)
Our team creates a secure, efficient, easy-to-use smart wallet that offers transfers, shopping, and security solutions for crypto users.
Our goal is to integrate with the central, and decentralized cryptocurrency world within the blockchain ecosystem, so that payment systems become truly transparent, confidential, and efficient.
Key features of Terminal
Various Transfer Solutions
With the Terminal Finance smart wallet, you can instantly exchange your TERM tokens, popular coins, or any other tokens we support, into any local currency within our operational network, and use it with low commission fees, to shop at local businesses, national and international chains, online shopping, and inter-wallet transfers.
Solving the Problems of Business Enterprises
With its integrated POS software, Terminal Finance acts as a terminal between customers and businesses, by bringing payment and commission solutions to local businesses, and e-commerce platforms.
We believe that we will increase competition in the market by enabling small, local businesses to easily sell with low commission. Thus, affordable and quality products will be able to reach the end user more easily.
Privacy and Security of Your Data
Terminal Finance does not store your identity data. You can freely use all ATMs in countries in our operational network (subject to withdrawal and deposit limits specified by legal regulations of that country), and you can join our system with just your e-mail address. Are the withdrawal limits insufficient for you? If you wish, you can request a withdrawal limit increase after identity confirmation (subject to withdrawal limits specified by legal regulations of your country of residence).
The reason we begin with low withdrawal limits is to allow you to shop freely, while also protecting data privacy, and prevent anti-money laundering. Remember though, your blockchain transactions through our smart wallet will be unlimited! (You may review the details on our FAQ page)
Why Choose Terminal Finance?
By creating blockchain-based solutions for the transfer problems of crypto users, we bring physical uses to the fore.
Safe, Fast, Inexpensive Transfer
Our Smart Wallet protects, and encrypts the information, and funds, of our customers and businesses. You can transfer currency to the other side of the world, in seconds for a very low fee.
You can make purchases with the Terminal Finance Smart Wallet at local businesses, and international chains, in countries within our operational network. You can make all online payments that support VISA and MasterCard with the TERM virtual debit card, and make transfers to banks of the countries within our operational network.
With our smart contract, our Smart Wallet, allows end users to transfer funds with low commission fees, and makes it a preferred choice for businesses, for its easy management, and daily payment benefits.
Problems and Challenges
According to research, the vast majority of crypto users have to bring local solutions to their transfers due to the following problems.
Common Problems for Crypto Users:
In recent years, the use of blockchain-based applications has substantially increased. This raises certain issues, most notably, slow transactions with high transfer fees. To solve this problem, they have to use various places to make a transfer.
- End users cannot perform all transfer transactions on a single platform, with reasonable commission fees, quickly and securely.
- Because of these problems, users are forced to use multiple platforms. Identity, and other personal data are also at stake when using more than one platform.
- Even if high commission fees are not incurred, and a single platform is used, a local bank is still needed in order to receive the payment.
- Even if the commissions of local banks, or the intermediary payment institutions are accepted and used, instant maintenance and sending problems can still arise.
High Commissions and Transfer Fees:
Billions of dollars of commissions and transfer fees are paid each year. These fees not only limit physical use, but also discourage low-cost purchases.
Using Multiple Platforms:
End users may choose to use one company to process their transactions, and another to withdraw their money, or to make e-commerce/physical purchases. They pay high commissions and transfer fees while performing these transactions.
Identity and Data Protection:
Receiving payments, sending payments, cash withdrawals, physical, or online purchases. To do any of these transactions, you need to use more than one platform and provide your identity information, and personal data to these platforms.
We created our Smart Wallet with a user-friendly interface, with all the needs of e-commerce, local businesses, and end users
We provide a single platform to easily complete all your transactions in one place.
You can receive physical, or online payments from your customers; make payments anywhere that accepts our VISA/MasterCard virtual debit card; withdraw money from ATMs in the countries within our operational market; shop from local businesses and international chains; exchange coins or tokens to transfer into dollars, euros, or your country's currency to deposit into local bank accounts.
Your identity information and personal data are stored safely under our protection.
We do not ask for your credentials to register on the platform, or for the transactions you make. We only keep your name and e-mail address as personal data. In this way, you can freely shop confidentially, and securely. Your transactions on the blockchain are unlimited, but your cash transaction limits may change according to the legal regulations of the countries where we operate. These limits may increase if you wish, according to the legal procedures of your country.
We serve with low commission and transfer fees within a single platform.
This is the biggest difference that sets us apart from others. We offer fast service to local businesses, and end users, with low commissions and transfer fees. Our goal is for end users to shop freely, regardless of whether they are spending a lot, or a little.
World Wide Transfer:
We can provide your transfer and payment transactions in three different ways.
Using our Smart Wallet, you can shop from all online payment platforms, exchange popular coins and tokens we support, send and receive money to the bank accounts of the countries in which we operate, and send your currency or tokens to any other platform. For more detailed information, please check our FAQ section and white paper.
TERM | Token Sale
ATTENTION! Please note that you should not send any cryptocurrencies to the smart contracts addresses. You should use only our BEP20 wallet address to interact with the smart contracts and buy TERM tokens.
|Sale Starts||15 Jun 2021 12:00 UTC|
|Total Token Sale||7,500,000,000 (50% max.)|
|Pre-Seed||1.5B TERM | $0.00014 / TERM|
|Accepted||BNB, USDT | How to Buy|
|Smart Contract Adress||0x68b0338204a29ff647d58e990c579ba3399e823e|
The roadmap to success
We have determined a clear roadmap to realize our vision. We are progressing steadily!
- Concept of Terminal created
- Website designed and published
- Negotiations with partners started
- Smart wallet design created
- One pager released
- The legal regulations of the countries we would like to operate in will start being investigated
- Smart wallet prototype is in testing phase
- White paper released
- Redesign of website goes live
- New partners joined the project
- Domain name changed
- Testing of the Smart Contracts
- Smart Wallet tested with 75 users
- Pre-Seed and Seed sales of TERM tokens
- Private Sale and Public Sale of TERM tokens
- Creation of the Liquidity Pool of TERM tokens on PancakeSwap
- Listing of TERM Tokens on a Centralized exchange
- Access to the closed beta of our Smart Wallet by pre-seed, seed, private sale, public sale users
- Connection with the countries we have decided to operate in
- The opening of our offices in countries we are certain to operate in
- We will complete all tests of our smart wallet and platform and start the open beta
- Signing agreements with platforms that accept online payments
- Activating our VISA and MasterCard virtual debit card, enabling our customers to make all online payments
- Publishing the full version of our smart wallet
- Launch of the TERMINAL iOS and Android App
- Signing agreements with platforms that accept more online payments
- Signing agreements with local banks
- Comply with the legal regulations of the countries in which we will carry out new activities
- Sign agreements with local businesses and international chains in the countries where we will operate
- Integrate our software by making agreements with global POS device manufacturers
- Develop our own payment TERMINAL software
- Signing agreements with global and local payment platforms
- Support on platforms that receive more online payments
- Starting operations in new countries, and signing agreements with local banks of these countries
- Developing the prototype of the payment TERMINAL device
- Completing our payment TERMINAL software and starting tests with our device prototype
- Test our payment terminal in local businesses and international chains
We provide the answers to the most common questions about this ITO. If you have any further questions, please contact us using the contact form below, or email address.
What is an ITO?
An ITO is an Initial Token Offering in which a company issues a token on the blockchain, and sells it to raise funds and finance a project. This is an excellent opportunity for early adopters and enthusiasts to participate actively in a project by buying the tokens.
What cryptocurrencies can I use to purchase TERM tokens?
You can purchase TERM token either with BNB or USDT. For detailed information and how to buy, please click.
How can I participate in the ITO Token sale?
Once the ITO is officially launched, you will be able to purchase tokens at the price corresponding to the current round by sending BNB or USDT to our wallet address on this website. Then, to create an account, you must register and add your wallet address. You will then be to submit personal documents for your KYC (Know Your Customer) for the security of your tokens.
ATTENTION! Please note that you should not send any cryptocurrencies to smart contracts addresses. You should only use our BEP20 Wallet Address to interact with smart contracts and purchase TERM tokens.
When will the ITO token be issued?
The whole ITO process is automated through our audited Smart Contracts. Hence, you will receive the allocation of your tokens as soon as your purchase them. You will then be able to see the tokens in your dashboard. The tokens will be in your wallet before the listing.
What are the different phases of this ITO?
Pre-Seed, Seed, Private Sale, Public Sale and a final ITO round.
After all the tokens get sold for one round, the next round starts. During each phase a certain amount of tokens is sold at a given price. Please refer to our White Paper for the complete details of this process.
When and where will the TERM token get listed?
We will create a Liquidity Pool on PancakeSwap for no less than $150,000 worth 7 days after selling out all the tokens. Creating the Liquidity Pool will be either taken from “Reserves” or any unsold token in the Private Sale or Public Sale stages. We are also in discussion with many other exchanges, which we will share at the end of the ITO.
What are the advantages of sale?
If you purchase over $1000 of TERM tokens from any sales round before listing, and complete your registration, we will add the corresponding TERM token to your account in our Smart Wallet for you to use for commissions and transfer fees.
Anyone who purchases TERM tokens from any sales round and completes the registration process will be able to participate in the closed beta of our smart wallet.
What is the usage of the TERM token?
The TERM token is a multi-purpose BEP20 tokens, which will have the following usages:
TERM token is the main token of TERMINAL Smart Wallet.
• Create new VISA or MasterCard virtual debit card with TERM token
• Pay the exchange commission fees of popular coins or tokens we support
• Pay the fees of your in-wallet or other platforms
• Convert your token to local currencies and send them to local banks
• IT can be used in local businesses and international chains in the countries within our operational network
• Earn certain levels of commission discounts, as much as the TERM tokens you have in your wallet
Will new TERM tokens be issued in the future?
No, we don't mint any token which will maintain a high value for the token. A step-by-step burning program will be followed to keep maximizing the value of the TERM tokens over the next years by gradually lowering the circulating supply. Hence, 25% of the tokens collected for payment of the services on our platform will be burned, until 50% of the total liquidity has been burned. Then a percentage of the total net income in TERM tokens will be burned: 15% in Q3 2021; 20% in Q1 2022; 15% in Q1 2023; 8% in Q1 2024.
Will I get benefits by staking TERM tokens?
Yes, it is possible through our staking program. When staking enough tokens, users make free commission and transfer transactions. Beyond the free benefits of the staking program, or if not enough tokens are staked, when a user makes a subscription, the additional tokens he is spending are locked for the subscription duration. Fiat payments are also possible for the products, but automatically and immediately converted to TERM tokens, and then locked for the subscription duration. This process ensures that the TERM tokens maintain a high value, while allowing people who are more comfortable to pay in fiat to use the services still, hence touching a broader public.
Will I get benefits by holding TERM tokens?
Yes, it is possible through our HODL program. To reduce the token velocity, and encourage users to hold tokens in the long term, we will propose a loyalty program that will reward them for keeping their TERM tokens during specific periods. Depending on how long and how much the user is holding in TERM tokens, they will get unique advantages, to be defined at a later time. This program is complementary to the staking program: the longer tokens are staked, the greater the benefits.
If I buy TERM tokens now, will they keep a good value later to buy services on the platform?
Yes, because we provide a very unique price warranty mechanism. The price of the token will be fixed at the same price which it was paid for during the private sale or ITO, provided that the token is used to buy products and services of Term Finance, and the price of the token is less in the publicly traded exchange. That applies as long as they have not exhausted their tokens bought during the private sale or ITO. In case the price of the token traded on the exchanges is more than the price it was paid during the private sale or ITO, it will be required to pay the market price itself.